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member rates
Account Rates
| Account Description | APY |
|---|---|
| Regular Shares (savings) $0.00 - $100.00 $101.00 - $10,000.00 $10,000.01 and up |
0.00% 0.10% 0.15% |
| Share Drafts (checking) | 0.10% |
| Christmas Club | 0.10% |
| Vacation Club | 0.10% |
| IRA (Individual Retirement Account) | 0.75% |
Loan Rates
Loan Special: If you currently have an auto loan financed somewhere other than the credit union, check with us to see if we can possibly lower your rate by 2%.
| Loan Description | Terms | APR |
|---|---|---|
| Autos and Harley Davidson Motorcycles | ||
| New <5,000 miles (never titled) | up to 72 months | 5.5%-18.0% |
| New <5,000 miles (never titled - over $30,000) | up to 84 months | 6.0%-18.0% |
| Used Vehicles | up to 60 months | 6.5%-18.0% |
| Boats | ||
| New (Up to 100% of list) | up to 60 months | 9.0%-18.0% |
| Used (Up to 75% of average retail) | up to 48 months | 9.75%-18.0% |
| RVs, Mobile Homes, Campers, Tractors & Horse Trailers | ||
| New | up to 84 months | 9.0%-18.0% |
| Used | up to 60 months | 9.75%-18.0% |
| Motorcycles | ||
| New (up to 100% of list) | up to 80 months | 9.0%-18.0% |
| Used (up to 75% of average retail) | up to 60 months | 9.75%-18.0% |
| Signature Loans | ||
| Signature Loan | term given upon credit union approval |
9.9% - 18.0% |
| Share Secured Loans | ||
| Secured by Share Account | up to 60 months | 3% above current rate |
| Credit Card | ||
| VISA Credit Card - upon credit approval | up to $10,000 | 10.9% - 16.9% |
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This site created, hosted, and maintained by: VolCorp Design
All rights reserved.
1306 Hwy. 70 Bypass
Jackson, TN 38301
Phone: (731) 423-7499
Fax: (731) 935-7870
Email us
Federally insured to at least $250,000 by the National Credit Union Administration.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.